IT STARTS WITH GOLD BUT IT DOESN’T END THERE ™
Structural risk analysis for business owners, farmers, landowners, affluent retirees, and family wealth stewards
See the structural risks traditional portfolios can miss. Gain independent insight into protecting purchasing power, diversifying beyond public markets, and preserving wealth across generations.
Subscribe to the Merrick Spitters Reset Report™ and receive your complimentary digital copy of It Starts With Gold™.
WHEN WEALTH IS MORE THAN A PORTFOLIO
Markets are only one part of the equation. Families can lose control when debt, ownership, liquidity, tax exposure, estate obligations, succession decisions, policy change or cross-border complexity collide at the wrong time.
The Merrick Spitters Asset Security Framework™ examines the structural forces reshaping wealth, ownership and financial sovereignty across North America: asset security, purchasing power, custody, liquidity, jurisdiction, policy change, succession and continuity. Through independent articles, video briefings, frameworks, and white papers, we give business owners, farmers, landowners, affluent retirees, and family wealth stewards clearer ways to understand the pressures that can limit choice, weaken control, or put what they have built at risk.
The Merrick Spitters Approach
The Merrick Spitters Asset Security Framework™ looks beyond investment allocation to the structure of ownership itself: how assets are held, where liquidity sits, who controls it, which counterparties and jurisdictions stand between a family and its capital, and whether the plan will still work under pressure.
It is a practical way to examine the relationship between purchasing power, ownership, custody, liquidity, debt, succession and continuity. The objective is not to predict every event. It is to identify vulnerabilities early, preserve choice and help ensure that what a family has built remains secure, usable and capable of serving the next generation.
It Starts With Gold
It Starts With Gold™ explores the forces reshaping money, ownership and financial sovereignty.
Written by Peter J. Merrick, TEP® and Adrian C. Spitters, CFP®, FCSI®, CEA, the book draws on monetary history, personal experience and speculative fiction to examine a fundamental question: what does it really mean to own something?
Beginning with gold and extending far beyond it, the book explores the distinction between market value and true financial security. It invites readers to think more deeply about ownership, control, access and what happens when circumstances change.
These questions do not apply only to precious metals. They also apply to businesses, land, investments, insurance, estates and the broader stewardship of family wealth.
It Starts With Gold™ serves as both a compelling book and a gateway into the wider Merrick Spitters conversation on Asset Security™, ownership and continuity across generations.
A STORY OF BUSINESS, MENTORSHIP AND SUCCESSION
THE KING OF MAIN STREET
Building a business takes vision. Preparing it to last takes a different kind of work.
In The King of Main Street, Peter J. Merrick, TEP®, tells a story of entrepreneurship, mentorship and the decisions that shape what happens when a founder eventually steps back.
Through the relationship between Harold and Michael, the book explores how experience and judgment pass from one generation to the next. It also raises difficult questions about ownership, debt, liquidity, family readiness and who will carry responsibility for the business.
A business can be valuable on paper while the people and plans needed for its next chapter remain unprepared. The story invites readers to consider what it takes to pass on more than an asset: the knowledge, relationships and sense of purpose that helped build it.
Ready to Take The Next Step?
Subscribe to The Merrick Spitters Reset Report™ for ongoing research and commentary on money, ownership, institutional change, Asset Security™, precious metals and the stewardship of family wealth.
Independent insights for those who take the ownership, protection and continuity of family wealth seriously.